TABLE 1A EXPECTED PRIMARY SOURCES OF INCOME- BY AGE "Which of the following, if any, do you expect to be your primary sources of income during retirement?" Base: Plan To Retire Ages Ages Ages Ages Total 18-34 35-44 45-54 55 and over N=3,708 N=920 N=598 N=866 N=1,324 % % % % % Social Security 65 41 60 68 84 401(k) or other employer-sponsored retirement account savings 49 59 60 49 35 Part-time work during retirement 34 37 36 36 29 IRA investments 31 28 28 32 35 Traditional pension (defined-benefit plan) 30 19 23 30 41 Equity in my home 17 12 16 17 20 Inheritance 9 9 8 10 9 Financial support from family members 3 4 1 2 3 Note: Multiple-response question TABLE 1B EXPECTED PRIMARY SOURCES OF INCOME- BY MARITAL STATUS "Which of the following, if any, do you expect to be your primary sources of income during retirement?" Base: Plan To Retire Single/ Div./ Total Married Never Sep./ Married Wid. N=3,708 N=1,990 N=833 N=668 % % % % Social Security 65 69 50 76 401(k) or other employer- sponsored retirement account savings 49 53 53 30 Part-time work during retirement 34 33 38 32 IRA investments 31 36 29 23 Traditional pension (defined-benefit plan) 30 35 24 28 Equity in my home 17 21 11 13 Inheritance 9 9 10 8 Financial support from family members 3 2 3 3 Other 15 12% 20 15 Note: Multiple-response question TABLE 1C EXPECTED PRIMARY SOURCES OF INCOME- BY EMPLOYMENT STATUS "Which of the following, if any, do you expect to be your primary sources of income during retirement?" Base: Plan To Retire Full time/ Total Self Part Total Student Retired Empl time Unemp. N=3,708 N=1,920 N=498 N=206 N=370 N=825 % % % % % % Social Security 65 63 57 65 33 83 401(k) or other employer-sponsored retirement account savings 49 65 46 27 52 25 Part-time work during retirement 34 44 50 26 37 17 IRA investments 31 35 33 12 29 32 Traditional pension (defined-benefit plan) 30 28 32 17 27 45 Equity in my home 17 19 15 12 10 16 Inheritance 9 10 12 11 9 6 Financial support from family members 3 2 3 6 4 2 Other 15 12 16 20 24 18 Note: Multiple-response question TABLE 2A PREFERENCE FOR PAYING TAXES ON RETIREMENT SAVINGS - BY AGE "If you had a choice, when would you prefer to pay taxes on your retirement savings?" Base: All Respondents Ages Ages Ages Ages Total 18-34 35-44 45-54 55 and over N=4,037 N=1,021 N=660 N=949 N=1,407 % % % % % I would prefer to defer paying taxes until I withdraw my retirement savings. 34 19 31 40 45 I would prefer to pay taxes while accumulating retirement savings. 31 43 32 26 23 Not sure 35 38 37 35 32 Note: Percentages may not add up to 100% due to rounding. TABLE 2B PREFERENCE FOR PAYING TAXES ON RETIREMENT SAVINGS - BY INCOME "If you had a choice, when would you prefer to pay taxes on your retirement savings?" Base: All Respondents Less $35K $50K $75K Total Than - - and $35K $49.9K $74.9K over N=4,037 N=1,053 N=576 N=816 N=891 % % % % % I would prefer to defer paying taxes until I withdraw my retirement savings. 34 20 35 37 50 I would prefer to pay taxes while accumulating retirement savings. 31 33 32 34 29 Not sure 35 48 33 28 21 Note: Percentages may not add up to 100% due to rounding. TABLE 3A REASONS TO TAP INTO RETIREMENT SAVINGS - BY MARITAL STATUS "For which of the following reasons, if any, have you tapped into your retirement savings?' Base: Planning for Retirement Single/ Div./ Total Married Never Sep./ Married Wid. N=2,143 N=1,271 N=419 N=329 % % % % Have Tapped Into Retirement Savings (Net) 31 28 30 49 Being laid off from my job 8 7 8 13 Medical-/Health-related expenses 7 7 7 10 Down payment on a home 5 4 7 9 College expenses 4 4 6 6 Vacation expenses 2 2 4 4 Wedding expenses 2 2 2 1 Other 12 11 10 17 I have not tapped into my retirement savings. 69 72 70 51 Note: Multiple-response question TABLE 3B REASONS TO TAP INTO RETIREMENT SAVINGS - BY INCOME "For which of the following reasons, if any, have you tapped into your retirement savings?' Base: Planning for Retirement Less $35K $50K $75K Total Than - - and $35K $49.9K $74.9K over N=2,143 N=354 N=297 N=496 N=671 % % % % % Have Tapped Into Retirement Savings (Net) 31 41 33 27 27 Being laid off from my job 8 13 10 6 6 Medical-/Health-related expenses 7 17 9 7 4 Down payment on a home 5 3 6 4 6 College expenses 4 5 5 2 5 Vacation expenses 2 3 5 3 1 Wedding expenses 2 1 3 0 2 Other 12 13 13 10 11 I have not tapped into my retirement savings. 69 59 67 73 73 Note: Multiple-response question TABLE 4 REASONS TO TAP INTO RETIREMENT SAVINGS - BY MARITAL STATUS "Have you fully paid back all premature withdrawals from your retirement savings?" Base: Have Tapped into Retirement Savings Single/ Div./ Total Married Never Sep./ Married Wid. N=649 N=364 N=105 N=146 % % % % Yes 39 38 39 42 No 61 62 61 58 Note: Percentages may not add up to 100% due to rounding.